The Ultimate Snowbird Checklist for Home Safety

As the snow begins to fall and winter settles in, you may be embarking on a sun-soaked adventure, leaving your home unattended. For snowbirds, ensuring your home is protected before you migrate south is not only essential for the property’s well-being but also crucial from an insurance perspective. 

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Here’s a comprehensive checklist to safeguard your home and maintain your insurance coverage during your winter absence.

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1. Review Your Insurance Policy:

Before you pack your bags, take the time to review your homeowner's insurance policy. Make sure it’s up-to-date and offers sufficient coverage for potential winter-related damages.

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2. Fortify Home Security:

Install a reliable home security system and inform the security company about your absence. Use timers for lights and consider motion sensor lights outside to give the illusion of an occupied home.

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3. Weatherproof Your Home:

Seal cracks and gaps in windows, doors, and the foundation. Insulate pipes in unheated areas to prevent freezing and potential water damage.

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4. Heating and Plumbing Preparation:

Set your thermostat to a temperature above freezing. If you plan to be away for an extended period, consider draining the plumbing system or shutting off the water supply.

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5. Appliance Maintenance:

Unplug non-essential appliances to prevent electrical fires. Clean out your refrigerator and pantry to avoid attracting pests.

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6. Regular Home Maintenance:

Arrange for snow removal and lawn care to maintain your property’s appearance. Trim tree branches that could potentially damage your home during heavy snow or ice.

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7. Secure Your Valuables:

Lock up valuable items in a safe or off-site storage. Document your valuables with photos for documentation in case of theft.

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8. Notify Neighbours 

Inform trusted neighbours of your absence and provide them with your contact information. If possible, have someone check your home regularly to ensure everything is in order and address any issues promptly.

9. Manage Mail and Deliveries:

Temporarily stop mail and package deliveries or ask a neighbour to collect them. Avoid sharing your absence on social media platforms to maintain security.

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10. Emergency Contacts and Documentation:

Provide local emergency contacts to your insurance company and neighbours. Keep copies of essential documents, including insurance policies and contact numbers, in a secure location.

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Safeguarding your home before leaving for the winter isn’t just a matter of security and peace of mind, it's also vital for maintaining your insurance coverage. 

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By following this comprehensive checklist, you can rest easy, knowing your home is protected. 

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Kilgour Bell Insurance is committed to providing you with personalized insurance solutions tailored to your unique needs. Contact us today!

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